First Time Buyers

These pages hold a collection of information for first time house buyers in the U.K. to introduce them to the world of real estate and property purchasing.

Buying that first house is a goal many people work towards in their lives, and it is quite possibly one of the most rewarding. To own your own space to live and raise a family is the dream of many.

Having said that, before jumping in and purchasing a house, you need to do the homework and understand what you are getting yourself into, or you may get lost and make mistakes which could cost.

Basics of Home Buying

Basics of Home Buying

Here are the basic components of home buying that you need to know. If you are looking to buy a property but don't know where to start, start here.

Basics of Home Buying

Rent or Buy

Rent or Buy

One of the biggest and earliest choices for people searching for a home is whether to buy or whether to rent. Both have their advantages and disadvantages, so click here for more information on this choice.

Rent or Buy

Credit History and Rating

Credit and History Rating

Your credit rating can be an obstacle to getting a mortgage. This page will explain how it can be a problem, and how to keep your credit rating good.

Credit History and Rating

Help With Home Buying

Help with Home Buying

If you are looking to buy a home, here is the quick run-down of the help available to get you on your way.

Help With Home Buying

Who Can I Talk to

Who can i talk to?

Buying a home can be a difficult undertaking, but there is always help available. Click here to find out where you can go for help.

Who Can I Talk to

Reality Check

Reality Check, What will it all cost?

Buying a home is a big undertaking, and you should be prepared on all fronts. Here is a list of many of the costs that you may have to pay when buying a home so you aren't taken by surprise.

Help With Home Buying

Stamp Duty Land Tax

Stamp Duty Land Tax

Unfortunately, we all have to pay tax, and this includes when buying a property. Here is the information on what tax you are likely to have to pay.

Stamp Duty Land Tax

Energy Performance Certificate

Energy Perfomance Certificate

This is the assessment that shows how energy efficient the property is. It gives an indication of how expensive the property will be to heat and run.

Energy Performance Certificates

Property Valuations

Valuations are very important in the property buying process. There are several different type, one of which is compulsory, so click here for more details.

Property Valuations

All information on this website is for information purposes only and should not be taken as financial advice.

Note: For a free no obligation chat with an independant mortgage specialist about your requirements please complete our First time buyer mortgage enquiry form below.

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