Also known as investment mortgages or BTL mortgages, it can be a good long-term investment option, but there are risks which need to be seriously considered. You could end up making much more money from your spare cash than you would with a savings account or a pension, but you could also lose a lot of time and money.

Types of buy-to-let mortgage

Buy-to-let mortgages carry some differences, such as higher interest rates and fees, and buy-to-let mortgage lending is generally not regulated by the Financial Conduct Authority (FCA), leaving you more at risk of encountering problems. Each has its own benefits and negatives. You will have to shop around, consider all types of buy-to-let mortgages, see what is on offer, and work out which one benefits you the most.
Stanard variable rate buy to let

Variable Rate mortgage

Fixed Rate mortgage

Fixed Rate mortgage

discount buy to let

Discount buy-to-let mortgage