Tracker remortgages have a fixed rate of interest, usually set slightly above the Bank of England’s base rate. In most cases, this type of remortgage has rates that are lower than lender SVR.

When the Bank of England increases or decreases the base rate, then the monthly repayments on this type of remortgage will go up or down proportionally, regardless of whether the lender changes their SVR or not. Tracker remortgages are a popular type of remortgage loan.

Tracker remortgages don’t always follow the Bank of England’s base rate however, so ensure you check what rate the deal is based on.



House Price





Min (5% of house price)£2,500


Max (30% of house price)£15,000

Interest Rate





Min25 Years

30 Years

Max35 Years

This calculator is provided to give you basic guidance only. This information is computer-generated and relies on certain assumptions. It has only been designed to give a useful general indication of costs. Its important you always get a specific quote from the lender and double-check the price yourself before acting on the information. We cannot accept responsibility for any errorsand recommend that you obtain exact figures from a specific lender before committing to any mortgage.

Mortgage Calculation

Your deposit£2,5005%
Your mortgage£47,50095%
Monthly Payment£213.30 

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