Mortgages Main Image

What to Take to a Mortgage Meeting

When applying for a mortgage, you will have to set up a meeting and go to the bank to discuss your situation and the deal you want to arrange with them.

You will need to take a few things with you to make sure that everything goes as easily as possible and that you have all the information with you that you will need.

You should be told prior to your meeting exactly what you will have to take with you, as each mortgage lender will want to see and know slightly different things.

Documents you may need

You will need documents showing how much you owe to different lenders through current loans. In addition, you will need to show how much is being repaid each month on those loans.

Hire purchase agreements, such as for a car, also need to be presented.

Statements need to be provided which show any child or spousal maintenance you receive if you are divorced.

Household bills may need to be presented to prove how much you spend each months.

Spending and income

A person's salary and how much they spend can be a bit of a taboo subject in modern society. However, you should be very prepared to talk about your wages and what you spend per month on both luxuries and essentials.

You will likely need to provide a P60 for the last year, or possibly the last couple of years.

You will need to know how much you tend to spend in a lot of different everyday areas, such as clothing, entertainments, travel, holidays and pets, to name just a few. Keep a track of everything you spend per month, so that you have an accurate idea and can give the lender a true representation of your financial life, so that they can help you find the best deal for you.



Note: For a free no obligation chat with an independant mortgage specialist about your requirements please complete our mortgage enquiry form below.

Make a Free - No Obligation Mortgage Enquiry

Stop Press: Find the perfect mortgage!
Lending criteria has been relaxed and our specialists can find you great mortgage offers to compare.
Our team do all the work to find you the best offer
We'll help you find the best mortgage for your needs and ensure that everything runs as smoothly as possible.
Deposits required are again falling
The cost of the best deals has dropped recently for those borrowing either 80%, 85% or 90% of their property's value
Independent, searching the whole market
With 1000's of mortgage products available our mortgage brokers will source the mortgage that suits your situation.
Please complete this quick, free enquiry form.
£
£

£



£
mths

Your Details

Home Buyer Guides

Home Buyer News

Speak with an independant mortgage specialist

About Company

HomeBuyService.co.uk is part of the SFN Network of websites. Sitefinders Net Ltd is a U.K based company setup in 1995. Our core business is the development of online businesses using the generic domain name concept. We have a growing portfolio of websites in many different industries such as electronics, finance, retail, seasonal and health.

Privacy Policy
FAQ
Sitemap

Get in Touch