Getting a remortgage is something that almost all mortgage borrowers have to do, apart from those that make enough money to pay off all of their loan at once, or those rare borrowers who choose long-term fixed-rate mortgages.

Types of remortgage

There are literally hundreds of lenders and specialist companies offering remortgages to the UK market, and choosing the right one can be difficult. Each has its own benefits and negatives. You will have to shop around, consider all types of remortgages, see what is on offer, and work out which one benefits you the most.
capped rate mortgage

Variable Rate Remortgage

Discount Remortgage

Discount Remortgage

Help to buy 2 mortgage guarantee

Fixed Rate Remortgage

capped rate mortgage

Capped Rate Remortgage

Tracker Remortgage

Tracker Remortgage

Offset mortgage

Offset Remortgage

Remortgage Calculator

If you've come to the end of your special introductory rate or discounted period and are looking to make lower repayments on better terms, use the calculator below to get an indication of repayments at a new rate. To speak to one of our remortgage specialist partners and let us find the best remortgage deal for your specific needs complete the form below.

Remortgaging your property can allow you to:

  • Consolidate your debts
  • Make home improvements
  • Raise extra cash
  • Save money
  • Avoid moving home

House Price





Min (5% of house price)£2,500


Max (30% of house price)£15,000

Interest Rate





Min25 Years

30 Years

Max35 Years

This calculator is provided to give you basic guidance only. This information is computer-generated and relies on certain assumptions. It has only been designed to give a useful general indication of costs. Its important you always get a specific quote from the lender and double-check the price yourself before acting on the information. We cannot accept responsibility for any errorsand recommend that you obtain exact figures from a specific lender before committing to any mortgage.

Mortgage Calculation

Your deposit£2,5005%
Your mortgage£47,50095%
Monthly Payment£213.30