Tracker remortgage

Tracker remortgages have a fixed rate of interest, usually set slightly above the Bank of England's base rate. In most cases, this type of remortgage has rates that are lower than lender SVR.

When the Bank of England increases or decreases the base rate, then the monthly repayments on this type of remortgage will go up or down proportionally, regardless of whether the lender changes their SVR or not. Tracker remortgages are a popular type of remortgage loan.

Tracker remortgages don't always follow the Bank of England's base rate however, so ensure you check what rate the deal is based on.

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