Standard variable rate remortgage

Standard variable rate remortgages are set at the SVR charged by the lender to provide the borrower with a remortgage loan. Lender SVR varies wildly, but will usually be a couple of per cent higher than the Bank of England base rate, and move in tandem with any changes when the Monetary Policy Committee decides on the level of interest rates each month.

Standard variable rate remortgages are not generally the choice of financial services experts, because they are typically set at a higher rate. However, with this type of remortgage, the repayments due can go up or down relatively quickly.

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