Only applicants in the following job roles are eligible for HomeBuy schemes:

  • Qualified Environmental Health Officers and Practitioners who work in a government agency, local authority, NHS or other public sector agencies.
  • They must hold either an EHRB Certificate of Registration or an EHRB Diploma in Environmental Health.

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Equity Loan Mortgage Calculator

Whether you're a first-time buyer or already a property owner you could buy a new home with a small deposit of 5%, heres how.

How Help to Buy Equity Loans Work

  • First time buyers and those already on the property ladder can apply.
  • To qualify a 5% deposit is required.
  • A 75% mortgage must be secured from your bank or building society.
  • The remaining 20% of the property’s value is funded by an equity loan provided by the Government.
  • House prices can’t be more than £600,000 in England and £300,000 in Wales.