In order to qualify for low cost housing ownership schemes applicants must be traffic officer staff of the Highways Agency Traffic Officer Service. In addition to this applicants must be in one of the following safety critical roles:

  • Supervisor (on road and off road)
  • Traffic Officer
  • RCC Operator

Mortgage Calculator

Equity Loan Mortgage Calculator

Whether you're a first-time buyer or already a property owner you could buy a new home with a small deposit of 5%, heres how.

How Help to Buy Equity Loans Work

  • First time buyers and those already on the property ladder can apply.
  • To qualify a 5% deposit is required.
  • A 75% mortgage must be secured from your bank or building society.
  • The remaining 20% of the property’s value is funded by an equity loan provided by the Government.
  • House prices can’t be more than £600,000 in England and £300,000 in Wales.