Despite the apparent popularity of the Help to Buy schemes, and the way they have enabled more houses to be built, there has still been a decline in the amount of homes that are available over the last year. The number of [...]
Lenders are worried about the future of the housing market post 2016, when one of the major government schemes is set to finish. Help to Buy Mortgage Guarantee was the second major phase of the government's push to get the housing market [...]
House builder Taylor Wimpey has reported that the spring selling season has got off to a great start in Scotland, and has suggested that fresh funds for the Help to Buy scheme will greatly aid the housing market north of the border [...]
Help to Buy is expected to be extended in Wales past the current end date, depending on upcoming announcements. Help to Buy Wales is reported to have been used by 1,200 people to purchase a home, when they otherwise wouldn't have been [...]
The Chartered Institute of Housing (CIH) has spoken out about the need to preserve vital social housing, and have targeted the Right to Buy scheme as a culprit for endangering these last resort homes. The CIH say that social housing in rural [...]
Plaid Cymru - The Party of Wales - have objected to restrictions that prevent Help to Buy purchasers from making large DIY projects to their homes after buying them with a cheaper deposit due to help from the Welsh Government. Housing minister [...]
Tesco are elbowing their way into the mortgage market, expanding their direct home loan lending through Tesco Bank branches. Although they have been loaning to homebuyers directly over the last 2 and half years, the bank is now spreading to get involved [...]
The number of homes repossessed last year fell to the lowest rate since 2006, before the economic crash, according to the Council of Mortgage Lenders (CML). The trend continued through other aspects of mortgage payments, as less mortgage borrowers fell into arrears [...]
Mortgage prices have never been so good, and for anyone with enough savings to form a deposit, the next six months could be the best time to purchase a home. Although the Help to Buy schemes are good for helping first time [...]
Recent mortgage rate changes implemented by lenders has helped more buy-to-let loans being available, and at more competitive rates than before. The 'rate war' between lenders, which has seen companies such as Barclays and First Direct offer a ten year, fixed-rate loan [...]